Hi all I am at the doctor' office with my daughter now. I will be running a little late. Could John Jack Nicolie Stella share our model headers with the group (I have updated the spredsheet on the google drive) and discuss our next step based on our last Tue meeting? Another engine wr can add is WB's e library with the search term "cash transfer*" Anthony will facilitate the group process. I will be there as soon as I am done.