These are chat archives for BVNK/bank

12th
Apr 2016
Pieter Louw
@pieterlouw
Apr 12 2016 08:53
Hi Kyle, this looks like a very interesting project
Are any companies using this at the moment?
Reason I'm asking is I get the impression all things banking companies tend to steer away from open source
Kyle Redelinghuys
@ksred
Apr 12 2016 08:56
Hi @pieterlouw. Thanks, not that I am aware of. I intend to turn this into a product down the line.
And yes - finance and banks in particular are really quiet about everything, including their infrastructure
even finding out that most banking software is licensed from third parties took ages.
Pieter Louw
@pieterlouw
Apr 12 2016 09:40
I think bank's are too scared to move over to newer tech. I think Capitec have that advantage as they could've created their systems from scratch using the tech available on the day
I have not yet had time to look at the docs and source in depth, but do this system make provision for credit/debit card payments made from POS terminals ?
Kyle Redelinghuys
@ksred
Apr 12 2016 09:44
yeah it’s a big risk to them and time sink for little perceived value (“don’t fix what’s not broken”).
yes this will include parsing of the relevant standards. I’m including ISO20022, which includes cards. I’ll also be adding more along the way.
it’s a REST API, or CLI client, that can parse accordingly. aim is to do debit/credit, POS/ATM/etc, and then FX and securities.
Pieter Louw
@pieterlouw
Apr 12 2016 09:46
That's excellent.
Do you have experience in the banking infrastructure like Postillion etc?
Kyle Redelinghuys
@ksred
Apr 12 2016 09:47
i do not, I’m coming completely from the outisde so everything I am implementing is from digging. if you have any info I would love to hear about it
as you mentioned banking is shut down, so hooking in has some barrier to entry
even APIs provided by services need NDAs :/
Pieter Louw
@pieterlouw
Apr 12 2016 09:50
yeah, lot's of red tape. I'm not from a bank, but work for a company that work with banks and unfortunately I can't disclose much either because of NDAs - I hate it.
I would love to contribute to a project like this
Kyle Redelinghuys
@ksred
Apr 12 2016 09:51
ya. the plan now is to try and either: intergrate a prepaid card, or get some sort of backing to more closely integrate card. goal is to have a card you can use in the real world linked to this software
hey i would love some contribution :)
Pieter Louw
@pieterlouw
Apr 12 2016 09:52
you mean like your normal credit/debit card?
Kyle Redelinghuys
@ksred
Apr 12 2016 09:52
yes. like a mastercard/visa card you can use to make purchases with
Pieter Louw
@pieterlouw
Apr 12 2016 09:54
what would be first prize for you is if some bank see this and implement it - that way you will get funding to get all the certification done with the likes of Mastercard/VISA as that's is hell expensive
Kyle Redelinghuys
@ksred
Apr 12 2016 09:54
i want to do the whole stack with the card being one angle. integration with existing systems (POS, ATM, clearing houses) is another
ya that sounds good. i have some ideas around getting buy in from banks so hopefully as it progresses interest increases
Pieter Louw
@pieterlouw
Apr 12 2016 09:56
I really hope this works out for you
Kyle Redelinghuys
@ksred
Apr 12 2016 09:56
thanks :) and if you want to contribute that would be cool!
Pieter Louw
@pieterlouw
Apr 12 2016 09:57
Sure, I'm busy learning Go so it would be a great project to apply
Kyle Redelinghuys
@ksred
Apr 12 2016 09:58
awesome 💪
Pieter Louw
@pieterlouw
Apr 12 2016 09:58
Even if some integrators start using this to interface into the bank it would also be great for you
Kyle Redelinghuys
@ksred
Apr 12 2016 09:59
ya that’s definitely an angle
Pieter Louw
@pieterlouw
Apr 12 2016 10:00
we'll talk again. which city do you live/work?
Kyle Redelinghuys
@ksred
Apr 12 2016 10:01
currently in Joburg and moving to the UK at the beginning of May. Short stint in CT before I leave. Yourself?
Pieter Louw
@pieterlouw
Apr 12 2016 10:01
Also Joburg
If your going to any of the meetups I might see you there before you leave
Kyle Redelinghuys
@ksred
Apr 12 2016 10:02
golang meetups? where/when are they?
ya otherwise keen for a coffee to chat more
Pieter Louw
@pieterlouw
Apr 12 2016 10:03
not golang specific. Every Thursday lunchtime there's a "code&coffee" meetup at Warm&Glad in Jan Smuts ave
And then there's 2 Gauteng Developer User group meetup's every month between Joburg and Pta
Kyle Redelinghuys
@ksred
Apr 12 2016 10:05
ok cool will definitely try get through to the code&coffee